What

• We launched cash-path, an app that shows a cash account's projected running balance. We'd love some early feedback. Check it out in TestFlight.

Why

• Bank apps show current balance & past transactions.

• Popular personal finance apps aggregate, budget, and report.

• Neither knows if your rent/mortgage hits before your paycheck or how much your credit card payment will be.

• Giving a personal finance tool access to all your banking and billing data is a privacy concern.

Who

• You want to minimize your checking balance and invest the extra.

• Most of your account's transactions are automatically recurring.

• You know where and how much you are spending.

• You avoid overdraft fees.

How

• Look up your current balance and manually enter in the app.

• Set up your account's recurring bills: rent/mortgage, paycheck, and usual budgeted amounts for things like credit card and utilities.

• Future transactions are generated according to bill date & recurrence interval, showing the running balance.

• Edit transaction instances when you get the utility statement or decide how much you'll pay on the credit card.

• Mark transactions as paid when they show on your banking app & are reflected in its current balance. They remain but no longer affect the running balance. Delete when no longer needed.

When

• Every two weeks or so, check your banking app for balance and posted transactions. Update instance amounts based on your incoming statements.

• New upcoming transactions are automatically entered.